Target Retirement Funds

Are you a hands off investor? Consider investing in a single Minnesota Target Retirement Fund if you:

  • Are uncertain how to build an investment portfolio

  • Are unable to spend the time managing your investments

  • Prefer a simplified, less involved approach to investing


How Target Retirement Funds Work
A MN Target Retirement Fund (also called Target Date Funds) offers a diversified mix of stocks and bonds, or fixed income investments. A professional money manager selects and manages the right mix of investments (asset allocation) based on the target retirement date.

With a single fund selection, an investor has a diversified investment portfolio based on their anticipated retirement date.

The asset allocation of each Target Date Fund gradually becomes more conservative as the fund nears the target retirement date. The date in the fund's name is the approximate date when an investor expects to start withdrawing their money (generally assumed to be at age 65). The principal value of the fund is not guaranteed at any time, including at the time of the target date and or withdrawal date.
 


Learn more about Target Retirement Funds

Target Retirement Funds Asset Allocation
Target Retirement Funds interactive lesson


Target Retirement Funds short, 2 ½ minute video