Judges Retirement Plan

The Judges Retirement Plan covers a judge or justice in courts established by the Minnesota Constitution. The Judges Plan provides retirement, survivor, and disability coverage.

Once retired, a judge will receive a monthly retirement benefit for life with potential post-retirement increases. Depending on the option selected at retirement, the judge's survivor(s) may be eligible to receive a lifetime survivor benefit upon the judge's death.

To learn more, see:

Judges Retirement Handbook (elected or appointed after June 30, 2013)
Judges Retirement Handbook (elected or appointed before July 1, 2013)
 

Image of dollar sign to depict contribution rates Contribution rates

Employee and employer contribution rates are established by Minnesota law. Contributions are a percentage of pay.

First elected/appointed:

Employee Contribution

Employer Contribution

BEFORE July 1, 2013
(Tier 1)

9%

22.5%

AFTER June 30, 2013
(Tier 2)

7%

22.5%

The employer contribution is higher because the Judges Plan was pay-as-you-go until 1991. The larger employer contribution is to bring the Plan to full funding.

Image of person to depict plan eligibility Eligibility (vesting)

Eligibility to collect a monthly retirement benefit (or what we call vesting) is based on years of service. You are eligible for monthly benefits after five or more years of service.

First elected/ appointed:

Normal Retirement

Early Retirement*

Mandatory Retirement**

BEFORE July 1, 2013
(Tier 1)

Age 65

Age 60

Age 70

AFTER June 30, 2013
(Tier 2)

Age 66

Age 60

Age 70

* Benefits are reduced using an early retirement factor if retiring prior to normal retirement age.

** Judges with at least one year of service at mandatory retirement age can receive a benefit.

calculator icon Calculating your retirement benefit

Calculating your retirement benefit is a simple formula defined in Minnesota law. The first piece we consider is the length of service. Then we calculate the high-five average salary. We take these two pieces and apply it to a benefit formula to determine the retirement benefit.

Other factors that determine the monthly benefit are the retirement age and the benefit option selected at retirement.

To learn more about how the retirement benefit is calculated, see:

 

hourlgass icon Service credit

Service credit -- or allowable service -- is the credit you earn each month retirement deductions are withheld from your salary. We use your service credit in a formula to determine your monthly retirement benefit. The more service you have and the higher your salary, the higher your monthly benefit.

There are several factors that can impact your service credit including:

people icon Beneficiary & survivor benefit

Judges Beneficiaries

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Image of medical symbol to depict disability benefit Disability benefit

As a member of the Judges Retirement Plan, you have disability protection. This is an important benefit since it will pay you disability benefits for your lifetime, or until you are no longer disabled.

To learn more, see Disability Benefit.