An estimate gives you a general idea of your pension benefit amount. We can't provide your actual monthly payment amount until after you retire. And that amount may differ from the estimates provided because:

  • Your earnings may increase or decrease in the future.

  • Laws governing retirement benefits may change and could affect your benefit amount. Estimates are based on current state law.

  • Your employment status could change (for example, going from full-time to part-time employment or taking a leave of absence).  Estimates are based on your current work pattern. 

If you are vested, your annual statements will include an estimate of pension benefits. In addition, you can request a pension estimate online or by calling MSRS.

Annual statements

MSRS will send you an annual statement near your birthday. If you are vested -- meaning you have enough service to qualify for a retirement benefit -- the statement includes estimates of your future retirement benefit at pre-determined dates (typically age 55, 62, 66, etc).

Your estimated retirement benefit is based on our records and information provided by your employer. It is important that you review your statements carefully and notify us of any errors.

The estimates may not include time covered under another Minnesota retirement plan (TRA or PERA).


Two ways to request a pension estimate

CALL MSRS at 651-296-2761 or 1-800-657-5757

As you near retirement, we recommend  that you call MSRS to request an estimate. When you call, be prepared to provide the following information so we can run an accurate estimate for you:

  • Your planned retirement date
  • Your survivor's name, date of birth, and relationship to you
  • Coverage under any other Minnesota retirement plan (TRA or PERA)

Estimates run by a staff member:

  • may be audited, meaning they are reviewed by MSRS staff for accuracy.

  • may take several weeks to complete due to the time it takes to audit.

  • may give you a better idea of your benefit amount (although the actual amount will not be known until after you retire).


You can use our online calculator to generate estimates of your monthly benefit amount at any time based on retirement dates of your choice.

Online estimates:                         

  • allow you the freedom to try several different scenarios (e.g., different  retirement dates or benefit options).

  • are quick (get results immediately). 

  • give you a general idea of your benefit amount (contact MSRS to run a more accurate estimate).

  • are "unaudited," meaning they are not reviewed by MSRS staff for accuracy.

  • may not include time covered under another retirement plan (TRA or PERA).