Eligibility to request a reimbursement             

QUALIFYING EVENTS
You are eligible to request reimbursements from the HCSP for medical expenses incurred after you:

  • Separate from service at any age

  • Retire

  • Are collecting a disability benefit from a Minnesota public pension plan.  

If you return to work with a Minnesota public employer after termination or retirement, you may have limited or no access to your HCSP account. For more detail, see Returning to Work.

Important! An expense is incurred the date service is provided, not the date the bill is paid. Therefore, the expense must occur after the date of the qualifying event. For example, if you retire on July 1, the expense must be incurred after that date.

QUALIFYING PERSONS
HCSP funds can be used to reimburse eligible medical expenses incurred by:

  • You

  • Your spouse

  • Legal tax dependents as defined by the IRS (someone you can claim on your tax returns). For guidance, see IRS Form 1040 Instructions. Note: You may be required by MSRS to provide documentation as proof of legal dependent.

  • Adult children up to their 26th birthday. "Child" includes biological, adopted, step or foster children. Eligible expenses incurred by your adult child and paid by you can be reimbursed regardless of the child's marital status, place of residence, status as a student, financial dependence, or eligibility to enroll in their employer's plan.

Important! An expense is incurred the date service is provided, not the date the bill is paid. Therefore, the person who incurred the expense must be a "qualifying person" on the date the service was provided.