Contribution limits

You may contribute as little as $10 per paycheck up to 100% of your includible compensation  or the yearly maximum contribution limit set by the IRS, whichever is less.

Note:  If you contribute both pre-tax and Roth after-tax dollars, your combined contributions cannot exceed the Annual Maximum Contribution Limits. The limit also includes any employer matching contributions to your account.

 

  
2019 Annual Maximum Contribution Limits

Participant Age Maximum Limit
Under Age 50 $19,000
Age 50 & Over $25,000
Catch-Up Provision $38,000

Catch-up provision

If you are within three years of your normal retirement age (the age at which you are eligible for an unreduced pension benefit), the Catch-Up Provision may allow you to contribute up to twice the standard contribution limit.

For more information or to apply for the Catch-Up Provision, Contact Us.