Retirement Benefit Options

When you apply to receive monthly retirement or disability benefits, you will have to decide whether you want to provide monthly benefits to your survivor when you die.


If you are married at the time of your death
Under Minnesota State law, your surviving spouse is automatically entitled to one-half of the monthly retirement benefit paid to you. This amount is payable for your surviving spouse’s lifetime. In lieu of this option, you may choose the 100% Joint-and-Survivor option.   


To learn more