How to Change Your Investment Options

You can change your investment options as often as you wish. Changes can be made any day the stock market is open. Transfer requests received by 3 p.m. central time will be processed that business day. Changes requested after 3 p.m. central time, on weekends, or on stock market holidays will be processed the next business day.


How to change your invesment options


Types of investment transactions

Investment terminology can be confusing. Here is an explanation of different types of investment-related transactions that can be processed on your account.
 

Transaction Type

What does it do

Change Future Investments

  • Changes how your future contributions will be invested.

  • Does not affect how your current balance is invested.

Transfer My Investments

  • Moves a specific dollar amount or percentage of your currrent account balance from one investment option to another. Trading restriction applies: You cannot transfer money directly from the Stable Value Fund to the Money Market Fund.

    You could lose money by investing in the Money Market Fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.

  • Does not change how your future contributions are invested.

Rebalance My Investments

  • Returns your investment mix to your intended long-term strategy.

  • Keeps your portfolio diversified.

  • Avoids the possibility that some investments dominate your portfolio.

  • Automatic rebalance is available. Can have your account rebalanced automatically on a quarterly, semi-annual, or annual basis. Can stop automatic rebalance at anytime.

 

Review your investments regularly

An investment allocation that meets your needs today may not necessarily be appropriate for you in the future. Your allocation should be reviewed as your goals, time horizon, and personal situation changes.