Disability Benefit

As a member of the Correctional Plan, you have disability protection. This is an important benefit since it will pay your disability benefits for your lifetime, or until you are no longer disabled. Your age at the time of your disability is not a factor.
 

Definition of disability
Law defines a disability as a physical or psychological condition lasting at least one year that prevents a member from performing normal job duties.


Types of disability benefits

Duty disability
Injury must be incurred while performing normal job duties. To be eligible for duty disability, you need a minimum of one day of service. The disability benefit provides a minimum of 50% of your high-five average salary.


Regular disability

  • Hired before July 1, 2009: must have at least one year of service to qualify. The disability benefit would provide a minimum of 36% of your high-five average salary.

  • Hired after June 30, 2009: must be vested to qualify. If hired before July 1, 2010, you are vested when you have three years of service. If hired on or after July 1, 2010, vesting is graded. Your disability benefit is based on your length of service. There is no minimum benefit.

 

Forms to complete o apply for a disability benefit.

  1. Disability Retirement Application

  2. Physician's Statement - completed by two doctors attesting to the extent of your disability.

  3. Employer Certification - completed by your employing department.


Timelines
There are important timelines you need to consider when applying for a disability.

  • You must apply for a disability benefit within 18 months of ending employment. The benefit may be payable up to 180 days retroactive prior to the day our office receives the completed application.

  • You cannot apply for a disability benefit until the day after your last work day. After that time, apply for a benefit immediately. We strongly recommend not waiting for your sick leave or vacation to run out.


Review of your disability request
The forms are reviewed by MSRS' medical consultant who makes a recommendation to the MSRS Executive Director about the extent of your disability.

  • If your disability application is approved, your benefit will begin after you receive payment for all your accumulated overtime, vacation and sick leave hours. Your disability benefit will end in the month that you die unless you selected survivor coverage.

  • If your disability application is denied, you may appeal the decision to the MSRS Board of Directors.


Ongoing disability reviews
To continue disability benefits, ongoing reviews are required by Minnesota State law. MSRS will notify you when a review is required.

  1. Review of medical condition:  once a year for the first five years; after that, once every three years until you reach normal retirement age.

  2. Earnings review: Annually for length of coverage under disability benefit.

 

For more information about disability benefits
See the Correctional Retirement Plan Handbook.