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| Survivor Benefits | |
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If a member dies before termination of state service, monthly survivor benefits
are payable to a surviving spouse and to dependent children under age 18, and to dependent
children between age 18 and 22 if they are full-time students. Monthly benefits payable to
a surviving spouse are payable for life. If survivor benefits are payable to dependent children,
they are payable until they reach the age they are no longer eligible. To be eligible, the
surviving spouse had to be living with the deceased member at the time of death and been married
for at least one year.
Generally, the surviving spouse benefit would equal 50 percent of a member's high-five average salary. Spouse benefits may be higher if the member covered by the plan had more than 18 years of service at the time of death. If you would like an estimate of your monthly survivor benefits, please contact MSRS. The survivor benefit payable to a dependent child is 10 percent of the member's high-five average salary. The family maximum benefit is 70 percent of the member's high-five average salary. An additional $20 per month is payable to dependent children. If you die without a surviving spouse or dependent children, your beneficiary is entitled to a refund or your contributions plus 6 percent interest. If you do not designate a beneficiary, your account would be payable to your surviving children, or, if none, to your estate. |
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Telephone: (651) 296-2761, Toll Free: (800) 657-5757, Fax: (651) 297-5238
E-Mail: info@msrs.us
Please do not include confidential information, such as social security numbers, in email
correspondence with MSRS.
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