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   Eligibility
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 High-Five Average Salary
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 Disability Benefit Eligibility
 Benefit Calculation

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  Last Updated: 05/27/2009
 
   Disability Benefit Calculation Example
  A disability benefit is computed the same way as a retirement benefit; however, no early retirement reduction is applied because of younger age. For example, if you had ten years of service, you would be eligible for 17 percent of your high-five average salary.
 
Example
 High-five average salary  $ 36,000 ($3,000 per month)
 Years of service  20 years
 Age at disability  45 years
$3,000    Monthly average salary
x 34 %    20 years of service at 1.7%
$1,020    Monthly Disability Benefit
   
  How your MSRS benefit may impact benefits payable from Workers' Compensation
If you qualify for MSRS disability and receive Workers' Compensation because of your disability, your Workers' Compensation benefit likely will be reduced by the amount of the disability benefits payable from MSRS. MSRS will pay your entire disability amount, and Workers' Compensation likely will apply the reduction.
 
How your MSRS benefit may impact benefits payable from your Long-Term disability insurance plan
If you purchase an optional Long-Term Disability plan, the amount you are paid from MSRS may reduce the amount you are paid from your disability plan. Any amounts received from Social Security may also lower payments from your Long-Term Disability plan. For more information regarding your Long-Term Disability plan, state employees may contact Ochs, Inc., at (651) 665-3789 or (800) 392-7295.
 
If you would like an estimate of your MSRS disability benefit, please contact MSRS.
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Minnesota State Retirement System
60 Empire Drive, Suite 300, St. Paul, MN 55103-3000
Telephone: (651) 296-2761, Toll Free: (800) 657-5757, Fax: (651) 297-5238
E-Mail: info@msrs.us
Please do not include confidential information, such as social security numbers, in email
correspondence with MSRS.
An Equal Opportunity Employer
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